Terms & Conditions

1. Disclaimer of Advice

The information provided by HSE Pension Calculator Ireland is for general informational and educational purposes only. All information on the site is provided in good faith, however we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability or completeness of any information.

Under no circumstance shall we have any liability to you for any loss or damage of any kind incurred as a result of the use of the site or reliance on any information provided on the site. Your use of the site and your reliance on any information on the site is solely at your own risk.

2. Accuracy of Calculations

While we strive to provide accurate calculations based on current pension scheme rules and tax regulations, we cannot guarantee the accuracy of the results. Pension calculations are complex and depend on many factors including:

• Individual service history and career breaks
• Changes in pension scheme rules and regulations
• Personal circumstances and tax situations
• Future changes in legislation or policy
• Integration with State Pension (Contributory)
• PRSI class and contribution history

Always confirm your pension benefits with HSE Pensions Management or your pension provider for official figures.

3. Free to Use

Our calculators are provided free of charge. We do not charge any fees for using our tools. We are not affiliated with, endorsed by, or connected to the Health Service Executive (HSE) or the Department of Public Expenditure and Reform (DPER).

4. Intellectual Property

The website and its original content, features, and functionality are owned by HSE Pension Calculator Ireland and are protected by international copyright, trademark, patent, trade secret and other intellectual property or proprietary rights laws.

You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our website without our prior written consent.

5. Limitation of Liability

To the maximum extent permitted by applicable law, in no event shall HSE Pension Calculator Ireland, its affiliates, directors, employees, or agents be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:

• Your access to or use of or inability to access or use the service
• Any conduct or content of any third party on the service
• Any content obtained from the service
• Unauthorized access, use or alteration of your transmissions or content

6. External Links

Our website may contain links to external websites that are not provided or maintained by or in any way affiliated with us. Please note that we do not guarantee the accuracy, relevance, timeliness, or completeness of any information on these external websites.

We have no control over the nature, content, and availability of those sites. The inclusion of any links does not necessarily imply a recommendation or endorse the views expressed within them.

7. Updates and Changes

We reserve the right to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

By continuing to access or use our service after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the service.

8. Governing Law

These Terms shall be governed and construed in accordance with the laws of Ireland, without regard to its conflict of law provisions. Any disputes relating to these Terms shall be subject to the exclusive jurisdiction of the courts of Ireland.