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Pension Calculator

Retirement Calculator Ireland

Estimate your future pension pot, monthly retirement income, State Pension impact and savings gap using Irish retirement planning assumptions.

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How It Works

This retirement calculator estimates whether your pension fund, regular contributions, employer contributions, State Pension and any public-service pension may support your target retirement income. It is a planning model, not a regulated pension forecast.

1

What this calculator does

It projects your pension fund to retirement, adjusts the result for inflation, estimates drawdown income and compares that with your desired monthly retirement income.

2

Enter retirement goals

Use your current age, planned retirement age, life expectancy and desired monthly income to define the retirement lifestyle you want to test.

3

Add pension savings and contributions

Competitor calculators commonly ask for existing pension fund, personal monthly contribution, employer contribution and one-off contributions because these drive the final pot.

4

Include State Pension and public-service pension

You can include a State Pension estimate and expected public-service or defined-benefit pension income so the calculator focuses on the remaining private fund gap.

5

Read the assumptions before relying

Investment return, inflation, fees, tax relief, State Pension eligibility and drawdown rate are assumptions. Actual pension outcomes can be higher or lower.

Sources, Assumptions and Disclaimer

Last updated: 10 August 2026

This calculator provides illustrative retirement estimates only. It is not financial advice, a regulated pension forecast, or a guarantee of future investment performance. Pension values may rise or fall, charges and tax rules can change, and State Pension eligibility depends on your PRSI record. Consider qualified financial advice before making pension decisions.

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