Mortgage Calculator Ireland
Estimate monthly mortgage repayments, total interest, loan-to-value, deposit position, stamp duty and an indicative borrowing limit using common Irish mortgage rules.
How It Works
This mortgage calculator combines the two jobs Irish users usually need first: estimating monthly repayments and checking whether the loan size looks realistic against income and deposit rules. It is for planning only, not approval in principle.
Sources, Assumptions and Disclaimer
Last updated: 11 August 2026
This mortgage calculator is for guidance only and does not represent approval in principle, a loan offer or financial advice. Mortgage approval is subject to lender criteria, affordability checks, credit assessment, valuation, terms and conditions. If you do not keep up repayments you may lose your home. Your interest rate and repayments may increase, and fixed-rate loans may carry early repayment charges.
Central Bank of Ireland - Mortgage Measures
Official explanation of loan-to-income and loan-to-value mortgage limits in Ireland.
Bank of Ireland - Mortgage Calculator
Reference for repayment and borrowing calculator structure, guidance wording and mortgage warnings.
AIB - Mortgage Calculator
Reference for income, expenses, approval-in-principle positioning and regulatory warnings.
Switcher.ie - Mortgage Calculators
Reference for repayment, borrowing and stamp duty calculator patterns in Ireland.
EBS - Mortgage Repayment Calculator
Reference for repayment-only calculator assumptions and illustrative-purpose warning language.