HSE
Pension Calculator

Public Sector Pension Calculator Ireland

Estimate occupational public-service pension income, monthly pension, lump sum and replacement rate for Irish public sector retirement planning.

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Results

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How It Works

This calculator gives an indicative occupational public-sector pension estimate. It is built for planning conversations, not official pension entitlement statements. Public-service pension rules vary by scheme, recruitment date, PRSI class, service history and pensionable pay definition.

1

What this calculator does

It estimates annual pension, monthly pension, lump sum and replacement rate from pensionable pay, service, work pattern, accrual rate and service-cap assumptions.

2

Choose the calculation type

Use final salary for older final-salary style schemes, career average for average-pay modelling, Single Scheme broad estimate for rough planning, or custom accrual when you know your own scheme assumptions.

3

Enter service and work pattern

Official public-service tools often ask for paid service periods and work pattern. This page simplifies that into total pensionable service and average work pattern for quick scenario planning.

4

Review the lump sum and replacement rate

Competitor calculators often show annual pension, monthly pension, lump sum and replacement rate together because one number alone does not explain retirement income clearly.

5

Before relying on the result

If you need an official statement of entitlements, contact your pension administrator or HR section. Single Scheme members should use Annual Benefit Statement figures and the official Single Scheme estimator.

Sources, Assumptions and Disclaimer

Last updated: 10 August 2026

This calculator provides indicative estimates only. Public-service pension outcomes depend on scheme rules, service history, pensionable pay, work pattern, PRSI class, State Pension integration, actuarial factors and individual circumstances. Confirm official figures with your pension administrator, HR section or relevant public body before making decisions.

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