Calculate your benefits under the 2013 Single Public Service Pension Scheme. This career-average scheme applies to most public servants who joined from January 1st, 2013 onwards.
Enter your details to estimate your Single Scheme pension benefits. This calculator provides estimates based on simplified assumptions.
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Based on 1.75% of career-average salary per service year
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Career-average pension at 0.58% accrual rate
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Additional Superannuation Contribution
Note: Early retirement reduces benefits. These figures assume normal retirement age unless stated.
Important: This calculator provides estimates based on simplified assumptions. Actual benefits depend on your complete service history, exact salary details, and individual circumstances. Always request official figures from HSE Pensions.
If you want to compare this scheme against a broader salary-and-service formula, use our Defined Benefit Pension Calculator Ireland for a parallel estimate.
You can also benchmark your outcome with the final salary pension tool, review inflation-based accruals with calculate career average pension, or return to the public sector pension tools in Ireland for the wider calculator hub.
The career average salary is revalued annually by CPI. This calculator uses your current salary as an estimate.
This provides a tax-free lump sum based on your career-average earnings and service.
Additional Superannuation Contribution is payable on earnings above €32,000 per annum.
Age 30, Salary €45,000, 35 years service
Age 35, Salary €80,000, 30 years service
The Single Scheme applies to most public servants who joined the public service on or after January 1st, 2013. This includes HSE employees, civil servants, teachers, and local authority staff.
Career-average salary is calculated by taking your pensionable earnings each year, revaluing them by CPI, and averaging them over your total service period.
The normal retirement age under the Single Scheme is linked to the State Pension age, which is currently 66 but will increase to 67 in 2021 and 68 in 2028.
Yes, but early retirement is actuarially reduced. This means your benefits are reduced to reflect the longer period over which they will be paid.
The Additional Superannuation Contribution (ASC) is a levy on pensionable remuneration above €32,000 per annum. Rates are 5% on the first €60,000 above the threshold and 10% on amounts above that.
This calculator provides estimates based on simplified assumptions. Actual benefits depend on your complete service history, exact salary progression, CPI changes, and individual circumstances. Always request official figures from your pension administrator.
Disclaimer: This calculator provides estimates only based on simplified assumptions. For official calculations, contact your HR department, pension provider, or request a Benefit Statement from HSE Pensions. Always seek professional financial advice for major retirement decisions.